Some programs are subject to complete loss of funds. Profits from these programs are recommended to be moved into recission-proof stable long-term income-producing real estate where the risk is less volatile as examined with long-term trends. Many HYI (High Yield Investments) have been shown to work only three years before encountering enturbulence that shuts them down.
The US economy is an excellent example of this but lasting longer with TBTF (Too Big To Fail) entities as we now see with the failure and consolidation of several US banks with potential stock market collapse.

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